Jay Salser Posts

’67 Volkswagen Beetle Insurance

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Eric and I corresponded with the owner of a ’67 Beetle which had been wrecked. The owner immediately had contacted his insurance agent who sent an adjuster to view the damaged vehicle. The result was a declaration of a “total loss” with an offer of a small dollar amount for the depreciated vehicle. With reason—the owner was incensed. He knew that his car had value. He argued with the insurance company—to no avail.

Our Beetles fall into a class of vehicles known as “Classics” or “Collector Automobiles”. Their value cannot be ascertained by going to the Kelly Blue Book or to some other commonly know valuation chart.

Since this is true, insuring one’s vintage vehicle requires study before implementation.

When a person decides to insure his vintage Beetle with a “regular” insurer, he finds that the vehicle falls under the rules of the game for any other vehicle on the road. He may apply Collision, Comprehensive and Liability Insurance. But the dawn explodes when it comes time to file a claim.

The Insurer will send a claim adjuster to view the damaged car. The adjuster is used to assessing damage and applying the normal rules of a claim upon cars. As in the real-life example above, some have discovered, to their horror, that this type of insurance claim is going to adjust according to a value which the Insurer will unilaterally apply. Suddenly, you find your vintage Beetle’s pre-accident worth only a shadow of what you thought.

Your vehicle for which you paid THOUSANDS! How can this be?

Insurance Value:

The mistake was in not insuring the Beetle with a Collector or Vintage Insurer—a company which specializes in vintage vehicles. Such insurance is determined by a careful assessment of the vehicle based upon its age and value on the collector market—not as a household or business vehicle which has a calculated annual depreciation value plus condition.

Vintage Vehicle Insurers provide State-required insurance–and much more. Not only will your vehicle be protected against liabilities (claims presented by other parties of personal and/or property damages), but also its own inherent value will be protected by a “stated” or “agreed-upon” valuation. This is a process in which you, the owner, play an all-important part!

The agreed-upon valuation will depend upon your doing some homework. There are numerous helps for assessing the value of a car. But, before you look at any of these resources, know your Beetle! Do not leave this in the hands of another.

Prescott Antique Auto Club – Ron & Diane Waller

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Ron and Diane Waller live in Phoenix, Arizona, where they sponsor a growing group of serious Volkswagen enthusiasts. I recently had the pleasure of meeting Ron when
he came to Texas to assist their daughter who just had taken a job near us. Introduce yourselves to Ron and Diane.

1967 Volkswagen Beetle Community

I tell Volkswagen owners that in order to complete their Volkswagen Experience, they need to interact with other Air Cooled Owners. Ron and Diane have taken this advice to heart and are having the time of their lives. Please read of their latest experience.

1967 Volkswagen Beetle Community

MarcouxRichard'67Convertible-7-2016-#bI’d been waiting for a year for a North Texas Volkswagen event which is fast becoming the largest in Texas. We’re not California, but when a good sponsor announces a show, the Texas VW Community responds enthusiastically. I am one of those responders.

In advance, I had a few things which I wanted to do to our ’67 Beetle. The main one was to remove the front bumper, clean the parts, repaint the backside of the blade, the brackets and the spacers—it was time. Then, we planned our drive to the show.

Salser-7-10-2016-Jay-NevaHardly had Neva and I accomplished this feat than I received an e-message from a good VW friend in Nebraska.

Richard Marcoux and I first corresponded some years ago—so long ago that we don’t recall why.

Richard is the kind of guy who, when he sees that special car, he goes for it. Or that special accessory. As a result of Richard’s knowledge of the 1967 Beetle, he has made some significant contributions to Articles for 1967beetle.com How about this one?

SOLD — L282 Lotus White ’67 Beetle Sunroof

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I’ve looked at literally thousands of Volkswagen Beetles—a lot of them 1967 Beetles. In the process, I’ve purchased scores of Beetles for one purpose or another. It is heartening to find an “honest” Beetle. By “honest”—I mean one that is easily identifiable at almost a glance. This Beetle belongs to Greg Minuskin, a Reader-Contributor of 1967beetle.com.

In my looking at and researching 1967 Beetles, I find that possibly the most rare of the three Models is the Sun Roof Edition. Here is one of those rare Sun Roof Editions—waiting to be driven away by its new owner!

But first, let’s get some important details squared away:

  • You know how I am about VINs! All three VINs (spare tire well, tunnel and title) correspond.
  • The Beetle for sale has 15,609 miles showing on the Odometer. You can add 100K to that, I’m sure.
  • With every vintage vehicle the new owner will discover some things which need refurbishing or repaired. Greg and I looked over the car with that in mind.
  • The trunk liner and wiring cover need to be replaced with originals or good reproductions. The ones in the car are home-made.
  • The door scrapers and felts need to be replaced.
  • Greg tells me that the running boards have some “rippling” in the rubber—this may indicate some rust-bubbles beneath the rubber. In that case, the old rubber would need to be removed, the rust removed and new rubber stretched onto the running boards again.
  • The carburetor is not an original VW105-1 but is a good-quality, working unit.
  • Also, the front windshield was changed at some point—it is not original German glass.
  • However, all other glass IS German Sekurit.
  • Greg believes that the car has had one repaint. There are no apparent bubbling spots.
  • The black-walled tires are not new but have plenty of tread left. Even the injection mold features still are readily apparent.

Status: SOLD
Mileage: 15,609
Location: Tustin, CA
Price: $10,500 OBO
Contact: Greg Minuskin

1967 Volkswagen Beetle Community

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It has been a pleasure to have contact with so many Readers and Contributors to 1967beetle.com.

With some, I have been pleased to continue to exchange e-messages and even phone calls. As a result, my Volkswagen horizons have broadened greatly over the past few years. Ron and Diane Waller live in Phoenix, AZ. Without thinking a LOT—I cannot recall when Ron and I first exchanged e-mails. Perhaps it was when the Wallers were seeking a Volkswagen club or group with which to interact with their 1967 Lotus White Beetle.

See this Link for more about the Wallers and their Beetle: 1967beetle.com/ron.

The Wallers were seeking a family-friendly group, low-key and oriented mostly to stock VWs. With no success after phone calls, internet searches and more, I suggested to Ron that he and Diane keep an eye open at car shows for even one other dedicated Volkswagen enthusiast. It worked!

Soon Ron reported that they had run into first one person, then another—until they had a nice group going.

Now a couple of cruises and some meetings later, the group seems destined to continue.

My congratulations to Ron and Diane for persisting in their quest!